hiho,
an unarmored character has AC 0. now what happens if the character also has a DEX-Penalty - say -2. is his unarmored AC -2 or is AC 0 the lowest AC possible?
I have an Elven Courtier in my group that has -3 AC before armor. He is very careful when it comes to combat…
We have had several negative-AC wizards. Briefly…
You'd have AC -2 or whatnot. AC 0 is not the worst possible AC, merely the AC of an average unarmored man.
Thanks